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Trying something new this month

May 2nd, 2008 at 02:11 pm

Well last month was a financial disaster-okay disaster is too strong a word but I am not pleased. We are all affected by the gas costs (mine have doubled and I used mass transit to get to work) but the increase in grocery prices has caught me off guard. Also the kids were on spring break for a week last month and I guess I was in denial or something because I didn't plan for it very well. Anyway I thought that this month I would give myself a daily allowance for groceries and sundries instead of using the monthly amount. It's the same amount but I divided it by 30. I'm hoping that by knowing how much I have to spend for the day, I will be more hesitant to spend. How's it working? Well I am currently $15 in the hole, lol! But seriously I believe that this will even out over the next few days. I am using a table/calendar to keep track.

One thing that I have noticed is that I am not as careful with my money when I don't feel well or if I haven't slept very well. Ditto for my diet and exercise. I think one of the things I am going to make a serious effort to do over the next few weeks is to go to bed earlier and stay asleep. I don't know how well this will work out as I am an evening person.

3 Responses to “Trying something new this month”

  1. mom-sense Says:

    Yep, me too, money management is out widow (meal planning as well) when I don't have a plan. A plan at least makes my lack of motivation tolerable. I spent most of April a plan-less, poor manager of everything in general. Now that it is May, I am looking for a new start (outlook at well) Here is to a good month of May for both of us - and start planning those extra expenses for the summer when the kids are home!

  2. GaelicWench Says:

    I like the idea of taking one's grocery budget for the month and dividing by 30 days. I tried it and mine and my SO's turned out to be less than $10 a day. EEK!
    I can relate about not being as careful when lack of sleep
    or feeling unwell plays a role. It's that emotional thang, you know...

    I have to make sure I don't overspend on the groceries; with a move in my not too distant future, I really would rather not have to drag a ton of foodstuffs, worrying about spoilage, etc. Talk about wasted money. I've decided to give away as much as possible to the local food pantry if I have more than I want to tote around. They can always use the food. Smile

  3. Petunia Says:

    I'll look forward to reading your updates - I've thought of trying something similar myself. Of course, I haven't got past the thinking stage. . .

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