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It's all closing in

August 18th, 2007 at 12:13 am

Well in the middle of this kick-ass heat wave we're having down here, our central air died. DIED! My brother is an industrial heating and air conditioning guy and he'd advised us we're going to need a new one; the guy from the residential air place confirmed it. That's $4073 that I had no intention of spending. I feel so deflated. The only good thing about this is that for once my husband and I are going to work together to pay it off. I put the whole thing on a credit card at 1.99% interest, rearranged some bills that I was trying to pay off early and we should be through paying for it in 4 months. By my estimate, we'll pay less than $100 bucks for finance charges.


Add to that the cost of putting the kids back in school(supplies and fees for band and football) plus the bloodbath on the stock market(not that I had a lot invested anyway) and I am feeling pretty blue this week.

Here are some current numbers and you can see my "progress" over the past 4 months.


Student Loan: $10,774.56(May) $10640
Credit Card: $8,894.73(May) $8319.73
Auto Loan: $12,325.50(May) $10558.05

Savings $2239(May) $2637.75
Roth IRA $2,698.40(May) $2507.26
Individual stocks $2,026.60 $1921.19
403B $1753(May) $2285

5 Responses to “It's all closing in”

  1. PauletteGoddard Says:
    1187399870

    Hey congratulations, you're up on your 403B and down on your liabilities! Plus, 1.99% interest on a credit card is nothing to pout about! Sorry about the central air problem, but yay for having a short-term payoff plan and for having a residence.

  2. jdedit2001 Says:
    1187403253

    Don't get discouraged. Sounds like you have a plan to pay the AC off as soon as possible.

  3. asmom Says:
    1187406216

    Thanks for the encouragement guys. Paulette, I especially like the way you put it: "yay for having a residence". I appreciate the perspective and you made me laugh.

  4. Househopeful Says:
    1187441050

    My A/C recently died as well. Its unexpected and annoying to have to shell out such a large amound of money. But its great that you're working together with your husband! Good luck with everything!

  5. Amber Says:
    1187458931

    Sorry to hear about the a/c, but I am positive things will work out for you guys

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