I've decided to join the blogosphere in my journey to financial peace of mind. To begin with a few stats: I've been married for 17 years, I have a 14-year old daughter and an 8-year old son and I've been an RN for 16 years. Except for two years in El Paso, TX, I've lived in GA my entire life; not that I'm complaining.
That's the personal stuff, now the financial:

Debt:

Student Loan- $10868
Chase MC- $9394
Auto Loan- $13,484
Mortgage- $180,000

The good news: except for the mortgage, I don't have an interest rate higher than 4.75%. That's the only good news about this.


Assets(I'm not including property like my jeep and the house):

Personal savings- $1445
IRA- $2530
Individual stocks- $1800
401K- $1252


Pretty pathethic huh? I am what is referred to in "The Millionaire Next Door" as an UAW-Under Accumulator of Wealth. How did I end up like this at such an advanced age? More on that tomorrow......