I've decided to do an assessment of my overall goals. I have not picked up any new debt but the "wealth accumulation" phase is moving much, much slower than I anticipated. The interesting thing is that in the past year, I've received a promotion and a couple of raises that total $21,000! That's great news, right? So what the heck is going on?
I'm not sure. I haven't really loosened my belt that much. I am now finally maxing out my 403(b) and my Roth as well as continuing to build my EF. I don't eat out any more or shop any more than I used to. Yet the money is still slipping through my fingers, more than it should. I have some work to do. It just goes to show that it is always a work in progress even when you think you've got it all figured out.
First update in a year
August 31st, 2011 at 12:41 am
August 31st, 2011 at 05:46 am 1314769575
Give yourself a cash allowance for misc. buys, when the money's gone, the spending stops. Start with weekly sum if you prefer.
September 2nd, 2011 at 09:22 pm 1314998549
Jerry